By: Rachelle Lewis
From my perspective. You can't look at pensions in in isolation
in a way. So you need to take into consideration
the clients wider wealth and how that pension.
Fits with their overall objectives and
goals in in retirement. So it's
important that there is someone that
is Holy.
Aware of pension legislation, but
also how it fits into a person's wider wealth
whether that is they've got a number of money purchase
schemes that they've built up through
the the course of their career. And
actually there is a consolidation exercise
that needs to be in place and
it's all about knowing
what type of benefits are in the scheme but
also final salary pensions as
well and we work with clients to
understand actually how their final salary
benefits fit in with their
overall goals in retirement as well
and whether they are appropriate to
to keep